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I learned about money from online sources.
My parents never had money. It was always tight. I did not want to live that way so I would always budget out every penny. I learned frugalness from my family since they didn’t have a choice. It helped us out immensely. I always babysat when my kids were little so I could stay home. Then I discovered Ebay.
I discovered Dave Ramsey six years ago and loved the concept. We managed to pay off our final debt (mortgage) this year. We were putting money in a 401K all along because Walmart (Husband’s employer) matches 100% up to 6%) Now we plan on doing more investing possibly a Roth IRA and then index funds after that.
We have 2 big splurges every year – family vacations and my husbands flying budget. Both worth every penny.
I only do Ebay part-time ,but having it has made our lives so much better!We used it for extras like jeans for the kids, flea meds for the dogs, eating out once a month etc and I also used it to pay for all bday and Christmas gifts for the year. This made it easier to achieve our main goal which was paying off our mortgage. We are now 100% DEBT FREE!!!!
Since I have my Christmas/bday fund fully funded I am saving to send my husband on a mission trip to Haiti.
I am thankful every day for Ebay.
