- This topic has 10 replies, 4 voices, and was last updated 8 years, 11 months ago by
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Hello,
Just curious if anyone accepts cashier’s checks or money orders as a form of payment on ebay.
i saw this as an option and wanted to get some SCAVENGER LIFE insights! i think this has been discussed briefly in one episode but no full episode exists on just payments. thanks again guys! -
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cityseller, where did you “see this as an option”?
In the very early days of ebay, this was fairly common, today, as far as I know, it is prohibited by ebay policy. For a long time, you could accept such payments, but could not indicate that in your TOS. I think within the last few years ebay changed it policy so that these are no longer acceptable payment methods….I could be wrong though.
One thing: I think there might be a few categories where ebay does permits this.
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per ebay:
What are the guidelines?
Allowed
Allowed
PayPal
To make checkout faster, you’ll now log in to your PayPal account on the checkout page. To skip PayPal login altogether, select the checkbox that says “Remember me for faster checkout on eBay” on the PayPal login box.
PayPal Credit
Credit card or debit card processed through the seller’s Internet merchant account
Your payment is safe and secure. You can choose to save your card to your eBay account. Remove a card anytime in your My eBay account settings.
Payment upon pickup
If you offer payment upon pickup, you’ll also need to offer one of the approved electronic methods, and may include this statement in your listing: “Contact me for payment methods to pay on pickup.”
Restricted
Restricted
Bank-to-bank transfers (also known as bank wire transfers and bank cash transfers)
Checks
Money orders
Online payment services: Allpay.net, CertaPay, hyperwallet.com, Fiserv, Nochex.com, XOOM
You can only use these payment methods in certain listing categories. See the full list of categories that allow bank-to-bank transfers, checks, money orders, and online payment services.
Not allowed
Not Allowed
Sending cash through the mail
Sending cash or money orders through instant, point-to-point cash transfer services (that aren’t banks) such as Western Union or MoneyGram
Mailing checks or money orders (except for items in categories specifically permitted)
Paying through bank-to-bank transfers (except for items in categories specifically permitted)
Paying by “topping off” a seller’s prepaid credit or debit card
Paying using online or other payment methods not specifically permitted in this policy
Asking buyers to contact you for additional payment methods
Offering a payment method to some buyers and not to others
Discouraging buyers from using any payment method you specified in the listing
Asking buyers to pay using a method not mentioned in the listing
Paying with Virtual or Cryptocurrencies
These rules apply to all transaction-related correspondence between a seller and buyer, as well as to the listings.
In addition, you aren’t allowed to make statements such as:
“Contact us for payment information.”
“Contact us for other payment methods.”
“Contact us for your preferred payment method.”
“Buyers may request to pay by check or money order.” -
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categories where other payment options are permitted:
Coins & Paper Money > Bullion > Wholesale Bullion
Motors > Boats
Motors > Cars & Trucks
Motors > Cars & Trucks > Collector Cars
Motors > Motorcycles
Motors > Powersports
Motors > Other Vehicles & Trailers
Motors > Automotive Tools & Supplies > Air Compressors
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Brake Lathes
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Auto Lifts & Frame Machines
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Other Shop Equipment
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Paint Booths
Motors > Automotive Tools & Supplies > Shop Equipment & Supplies > Tire Changers / Wheel Balancers
Motors > Parts & Accessories > Aviation Parts > Engines
Motors > Parts & Accessories > Boat Parts > Motors/Engines & Components > Outboard Motors & Components > Over 200 hp
Motors > Parts & Accessories > Car & Truck Parts > Engines & Components
Motors > Parts & Accessories > Motorcycle Parts > Engines & Components
Motors > Parts & Accessories > Performance & Racing Parts > Auto Performance Parts > Engine & Components
Motors > Parts & Accessories > Salvage Parts Cars
Motors > Parts & Accessories > Vintage Car & Truck Parts > Engines & Components
Business & Industrial > Construction > Buildings, Modular & Pre-Fab
Business & Industrial > Healthcare, Lab & Life Science > Imaging & Aesthetics Equipment
Business & Industrial > Heavy Equipment (all subcategories)
Business & Industrial > Heavy Equipment Parts & Accessories (all subcategories)
Business & Industrial > Manufacturing & Metalworking > Woodworking > Equipment & Machinery
Business & Industrial > Industrial Supply & MRO > Cleaning Equipment & Supplies > Sweepers & Scrubbers
Business & Industrial > Industrial Supply& MRO > Fork Lifts & Other Lifts
Business & Industrial > MRO & Industrial Supply > HVAC > HVAC Units
Business & Industrial > Printing & Graphic Arts > Bindery & Finishing Equipment
Business & Industrial > Printing & Graphic Arts > Commercial Printing Presses
Business & Industrial > Printing & Graphic Arts > Plotters, Wide Format Printing
Business & Industrial > Restaurant & Catering > Commercial Kitchen Equipment > Cooking & Warming Equipment > Ovens & Ranges
Business & Industrial > Restaurant & Catering > Concession Trailers & Carts > Concession Trailers
Business & Industrial > Restaurant & Catering > Refrigeration & Ice Machines
Real Estate
Everything Else > Adult Only -
Jay,
As a practical matter, I think sellers can still get away with accepting such payments occasionally. But soliciting them, even indirectly, is a pretty big no-no. I’m not sure if the OP is asking about accepting a proffered payment, or if he is asking if it’s OK to say he will accept them in his listing. -
In the business policies, if you do not require immediate payment you can still select additional payment methods which are:
Money Order/ Cashier’s Check
Personal Check
Pay on pickup
OtherYou also have the option to select credit cards if you wish to process the payment yourself.
The downside is, if you require immediate payment, you cannot have these options checked.
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Jay,
http://pages.ebay.com/help/policies/accepted-payments-policy.htmlcityseller,
Unless ebay has changed their policy, those options must comply with the rules I provided. In other words, yes, you can choose “personal check” but only for those categories where it is permitted.
Maybe something has changed,but I’m not aware of it….
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Way back in the old days I accepted personal checks and money orders. I think you could choose that as a payment option. I remember going to the bank with about 10 personal checks once, then keeping track of when they cleared. In the early days, it seemed like most people tried to avoid paypal.
A quick word on money orders for the current ebayer. IF someone insists on sending you a money order, you should insist they buy a USPS postal money order and here’s why.
A USPS money order can be verified at the post office and cashed there if you have ID.
If you don’t believe me, next time you’re at the post office ask them.(It’s possible small rural post offices won’t have the equipment and/or cash on hand to verify/cash money orders though).
Cashiers checks are easy to forge, so I wouldn’t accept them.
The couple times buyers have asked to send me money orders, I told them I only accept USPS money orders and I never heard from them again.
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