Home › Forums › Buying and Selling › Selling on eBay › Seller Wants Me to Verify Insurance Claim Question
- This topic has 9 replies, 6 voices, and was last updated 8 years, 6 months ago by
Sharyn.
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01/15/2018 at 11:16 am #30483
I am a seller on eBay but I also buy on the platform. I bought a stereo receiver and when I received it, it arrived badly damaged. Seller has been messaging me frequently to verify to insurance claim, however, I am hesitant on doing so. The item was very badly packaged as only a very thin layer of bubble wrap was used. I feel this is more of an issue on the seller side than anything else. I was even shocked on how it was sent – practically no packing material, just stuffed in the box. Do I get in trouble with eBay for not verifying the claim? Thank you and looking forward to your replies.
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01/15/2018 at 12:38 pm #30491
That is a great question that I have wondered about sometimes. I look forward to the replies of others as well.
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01/15/2018 at 12:42 pm #30495
seller should refund you first, then claim insurance. have they refunded you? maybe they are being stingy and having the claim go through first, but they’re really supposed to refund you first and then take care of the insurance. though i would say to verify the claim for them or you might have to be on the phone with ebay to fight for a timely refund (though you should get a refund no matter what if you opened a claim).
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01/15/2018 at 12:44 pm #30497
I want Ryanne to answer since she might have a better answer.
You want your money back which eBay guarantees. I would open up a case that you want your money back. If verifying an insurance claim is part of the process, i dont see the issue unless its important to punish the seller for a bad packing job.
So the question is:
–do you want your money?
–do you want your money and punish the seller? -
01/15/2018 at 1:03 pm #30504
Hi, thanks for the replies. I don’t see it as punishing the seller; as a seller myself, sure I’d want my money back. I am just concerned about the wording eBay used in their message to verify the claim. At the bottom, it states “Note: Any fraudulent claims will make the shipper and/or package recipient liable for prosecution for mail fraud under the federal criminal code. See state fraud policies and regulations.” Will knowing that the seller did a terrible job at packing the receiver constitute as a “fraud” if the claim is verified? I really just want to do the right thing – I certainly don’t want to commit any fraud for sure though.
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01/15/2018 at 1:07 pm #30507
I understand. I guess the question is: “Is a bad packing job legally fraud?”
I think fraud is your friend mailing you an empty box and both of you say it has $1000 stereo in it that broke.
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01/15/2018 at 1:06 pm #30506
i think it would only be fraud if they send you an empty box and then opened a claim that item was damaged. they are just bad at shipping, doesn’t sound like fraud to me.
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01/15/2018 at 1:11 pm #30510
I see. Thanks for the replies!
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01/15/2018 at 1:32 pm #30514
I would like to offer that to make sure you are not signing off on a fraudulent claim, you answer the questions as accurately as possible. If the seller documented something you do not not agree with or do not think is truthful do not sign off on the claim. Would it be possible to share what questions the seller wants you to sign off on?
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01/15/2018 at 1:56 pm #30520
How was the item shipped? If it was USPS or FedEx, then the seller needs to submit a claim. You need to submit a photo showing the packaging (or lack thereof), but I’ve never had to ask a buyer to verify the claim.
If it was Ebay’s 3rd party insurance company (Sure Ship or something like that), then they will send you a message asking to verify the claim. There is no reason why you shouldn’t do it. You are just verifying that you received a damaged item. If the form asks for what type of packaging it had, then you can put in a description.
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